EASY TO APPROVE LOANS FOR TRADERS at FANTASTIC GREETINGS SDN BHD BUT MOST IMPORTANT IS MUST HAVE DOCUMENT.
For traders, if you want to apply must have
- 6 months company bank statements
- Borang B (From LHDN) 2 Years
- Company Utility Bills (Electrical or Water Bills) either one of them
- Photocopy of identity card (IC)
The first is you here to make sure you have already registered with SSM to make your business a LEGITIMATE business. if you want to apply for loan financing at Fantastic Greetings Sdn Bhd, we will see the age of your business account. See how old our business is. Usually, a business that matures in 2 years or more, my suggestion for those who have a business today.
WITH A BUSINESS CURRENT ACCOUNT AT BANK
To further facilitate your loan with our company, make sure you open a current account in the name of the business that you have registered earlier. So when you register, make sure the account you have opened earlier, separate it between the personal account and also the company’s expenses, because what are you doing? Usually, we who want to give a loan to this trader, prefer to look at the money that goes into the business account rather than the personal account.
TAKE A SALARY WITH THE COMPANY
Take a salary in a company even if it is your own company and make an EPF contribution. “Don’t rob the company’s money” because most of the traders I see out there, as long as I’ve been a financial consultant, usually our traders are Malay again hehe… What I always see is doing for business but without registration, don’t take a salary, just spend whatever income has for personal use, so in the end, I want to apply for financing with any loan, I can’t show confidence to make the business strong. So my suggestion for this third tip, whatever you make a profit with the company make sure to take a salary with the company and pay the EPF contribution okay reminder this. This is a strong supporting document for you to apply for a loan if we have an EPF CONTRIBUTION.
INCOME TAX (LHDN)
The fourth thing is a very important tip is you declare your company’s income by paying INCOME TAX is also one of the important documents that we will usually ask for your income tax statement. So here I want to say the more you pay income tax the faster and the higher the number of your applications. So there is no need to run away from paying income tax because when you pay income tax this will be proof to us that your business is strong and still running.
KEEP COMPANY PROFILE FROM CTOS/CCRIS BLACKLIST
If the company profile is not bad, but the owner or the applicant who wants to apply for a loan has been blacklisted in CTOS or CCRIS, it will make the loan difficult to approve so overall, take care and make sure these 5 tips are okay.
MONDAY TO FRIDAY: 9.00 AM TO 6.00 PM
SATURDAY: 9.00 AM TO 2 PM
Try to contact Fantastic Greetings Sdn Bhd
Call or WhatsApp: 016-6736475