Personal Loan

Personal Loan

Personal Loans for those who need instant cash to solve their financial problems. Fantastic Greetings Sdn Bhd is a licensed moneylender registered under KPKT (KEMENTERIAN PERUMAHAN DAN KERAJAAN TEMPATAN). They are now offering a Personal Loan for the B40 sector. B40 is the low salary paid sector in Malaysia. Fantastic Greetings Sdn Bhd can borrow an urgent fund for B40 groups that need to pay for Kids Education Fees, Marriage Fees, Medical Fees, and ETC.
Apply for Personal Loan from Fantastic Greetings Sdn Bhd with just few documents like:
  1. LATEST 3 MONTHS PAYSLIP
  2. LATEST 3 MONTHS BANK STATEMENTS
  3. LATEST UTILITY BILLS (TELCO OR ELECTRICAL OR WATER)
  4. PHOTOCOPY OF YOUR IC
  5. KWSP STATEMENTS

FOR BUSINESS OWNER OR SELF-EMPLOYMENT

  1. LATEST 6 MONTHS COMPANY BANK STATEMENTS
  2. TENANCY AGREEMENTS
  3. LATEST UTILITY BILLS (TELCO OR ELECTRICAL OR WATER)
  4. PHOTOCOPY OF YOUR IC
  5. 2 YEARS BORANG B (LHDN)

Please do not worry if you are not B40 sector. We are also offering a Personal Loan for the T20, M40 sector. You can call or WhatsApp us directly if you really need urgent funds. Call or WhatsApp 016-6736475 or go to our website at www.pinjamansalute.com. We are ready to serve you at any time included Public Holidays and Weekends.

A personal loan can be used for just about anything. Some lenders may ask what you plan to do with the money, but others will just want to be sure that you have the ability to pay it back. Though personal loans aren’t inexpensive, they can be a viable option in a variety of circumstances. Here’s how to decide if one is right for you.

But a personal loan often has no collateral. Because it is unsecured by property that the lender could seize if you default on the loan, the lender is taking a greater risk and will most likely charge you a higher interest rate than it would with a mortgage or car loan. Before you opt for a personal loan, you’ll want to consider whether there may be less expensive ways you could borrow.

Be careful when borrowing with a personal loan

Though personal loans aren’t secured and you might think the damage will be less severe if you fall behind on one, you should know that failing to keep up with a personal loan could cause major damage to your credit score. Once that happens, it could become quite difficult to borrow money if you need to.

Also, with a personal loan, the higher your credit score at the time of your application, the lower the interest rate you’re likely to get on your loan. If your credit score isn’t in the best shape, you might get stuck with a higher interest rate that makes your loan payments more difficult to manage.

Home equity lenders do look at applicants’ credit scores, too. But because home equity loans are secured, you may have an easier time qualifying for one with a credit score that isn’t the best. That means you might manage to eke out a more favorable interest rate with a home equity loan.

If you fall behind on a home equity loan, your lender could eventually force the sale of your home to get repaid. These lenders are generally more concerned with the amount of equity you have and less concerned with what your credit score looks like.

General requirements

  • Malaysian.
  • Aged 18 to 55 years.
  • Earning RM1,500 per month (gross salary) and above or RM18,000 per year (gross salary) and above.
  • Not blacklisted by a licensed money lending company.
  • Not under the auspices of AKPK.

Try to contact Fantastic Greetings Sdn Bhd

Website: www.pinjamansalute.com

Call or WhatsApp: 016-6736475

BUSINESS HOUR

MONDAY TO FRIDAY: 9.00 AM TO 6.00 PM

SATURDAY: 9.00 AM TO 2 PM

SUNDAY: CLOSED

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